Financing With Klarna


How Klarna Works

  1. Add your Outdoor Living Today product to your cart
  2. Select Klarna at checkout
  3. Complete the quick eligibility step
  4. Choose your preferred payment option and complete your purchase

Payment options and terms are displayed before you confirm, so you know what to expect.


Flexible Payments With Klarna

Split the cost of your Outdoor Living Today purchase with Klarna at checkout. Choose Pay in 4 or monthly financing (where available), then receive a quick decision and select the option that works best for your budget.

  • Clear terms shown before you confirm
  • Automatic payments with reminders
  • Available on eligible purchases

FAQ 

Does Klarna perform a credit check?

Yes. When you use Pay in 4 or Financing, Klarna conducts a credit check to assess eligibility. Late or missed payments could negatively impact your credit score and may affect your ability to use Klarna in the future.

Are interest-free options available?

Pay in 4 is designed to split your purchase into 4 payments (every two weeks). Availability can vary by purchase amount and eligibility, and a higher initial payment may be required for some consumers.

What payment options will I see?

Available options depend on your purchase amount, eligibility, and location. Your exact terms will be shown at checkout before you finalize your order.

Klarna US Financing Terms & Disclosures

Financing: APR ranges from 7.99%–29.99% based on term length, creditworthiness, and subject to credit approval. For example, 6 equal monthly payments of $170.57 at 7.99% APR to $181.54 at 29.99% APR per $1,000 borrowed. Minimum purchase required. A down payment may be required. Estimated monthly payments exclude taxes and shipping.

Note: Actual payment options and terms are shown at checkout and may vary by customer.

Klarna Pay in 4 (US)

Pay in 4: Split your purchase into four interest-free payments, paid every two weeks. A higher initial payment may be required for some consumers. Late fees may apply. See Klarna’s US payment terms for details.

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